What Does Colorado SB 26-189 Require?
| Status | Enacted; signed May 14, 2026 |
|---|---|
| Takes effect | January 1, 2027 |
| Replaces | The Colorado AI Act |
| Covered decisions | Access, eligibility, selection or compensation in education, employment, residential real estate, financial or lending services, insurance, health care and essential government services, including a differentiated price or other material terms that materially limit or alter access |
| Business duties | Pre-use notice that the technology is used; notice within 30 days of an adverse outcome explaining the decision and the technology’s role |
| Consumer rights | Access and correct personal data; meaningful human review and reconsideration where commercially reasonable |
| Enforcement | Attorney General only, with a 60-day cure period (until January 1, 2030); rules due by January 1, 2027 |
Does SB 26-189 Apply to Retail Prices?
Not to general retail pricing. It does reach price differences in the covered areas, so lenders, insurers, landlords and health care businesses should review pricing tools under it.
How Can a Business Comply with Colorado SB 26-189?
- 5. Govern: Version every rule so any past price can be rebuilt.